Maximum share of income paid for qualifying healthcare premiums after tax credits, by income and family type, Vermont, 2026

Healthcare premium assistance
Everyone receiving credits will pay more for healthcare if the enhanced credits expire. Those with incomes under 400 percent of poverty would pay between .5 percent and 4.6 percent more of their income for the benchmark plan, after accounting for state assistance. Middle-income Vermonters, earning more than 400 percent of poverty, would no longer receive assistance. They would pay the full cost of their premiums if they continue to buy healthcare on the exchange.

Because Vermont has the highest premiums in the country and some of the fastest growth in costs in recent years, Vermonters will be hit particularly hard. An individual making $63,000 would pay $15,000 a year for the benchmark plan—nearly a quarter of their income. A family of four at the same poverty level could see an increase of over $30,000 a year.